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Mistaking the Transmission for an Engine

March 30, 2010
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The Times’ David Leonhardt had a long and thoughtful take on financial re-regulation Sunday, focusing mainly on the details and their larger implications. But he brushed past the real issue in a couple of places. Here’s the closest he gets: What may be more worrisome than the size of any individual bank is the...
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Happy (belated) Gramm Leach Bliley Day

November 13, 2009
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Yesterday (Nov. 12) was the 10th anniversary of the signing ceremony for the Gramm Leach Bliley Act. Though hailed at the time as a great breakthrough in financial regulatory reform—headlines predicted the coming time of consumer plenty, big savings on mutual funds, insurance premiums and bank fees—it was never anything more than a scheme...
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